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Motorcycle
Insurance typically offers a combination of collision, liability, theft,
and related coverage designed specifically to meet the needs of motorcycle
owners.
If
you own a motorcycle—whether you ride it or not!—you need
this coverage to protect you from theft, collision, and other common
exposures.
Some
of the items that may affect premiums;
- Your driving
record
- Where you keep
your cycle (in the open or in garage)
- Your credit
record
- How many years
you have been driving a motorcycle
- Your age
- Previous Cycle
Coverage
- Anti-theft
devices
 ATV
Insurance
Most
states don't require ATV insurance and you may have limited coverage
if you have a homeowners policy. If you have an ATV we urge you to
contact us and let us review your specific policy to determine whether
you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium such
as:
A discount for completing and approved ATV safety course.
A discount for owning and insuring multiple ATVs.
A discount for being a member of associations such as the Harley-Davidson
Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda
Rider's Club of America (HRCA).
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