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According
to information from the U.S. Coast Guard, property damage to boats
has been increasing. Many states now require boats to be insured. If
you have your boat on a loan or use a marina, you will probably also
be required to insure your boat. If you are not required to insure
your boat, it is important you still consider purchasing boat insurance.
Boat
insurance works similar to the insurance for your car, and can protect
in the same way. But, since boats have different features than your
car, you will want to make sure you have all the coverages you need
and any savings that may lower your premium.
Insurance
coverages you will want for your boat:
- Liability
- Physical Damage
- Theft
- Medical Payments
- Motor Coverage
- Trailer Coverage
- Boat Covers
- Docking Fenders
- Communications
Devices
Discounts
you may be entitled to:
- New Boat
- Automatic Fire
Extinguisher
- Burglar Alarm
- Ship-To-Shore
Radio
- Approved Boating
Education Course
Remember, since every boat is unique please make sure you check with
us to see if you need any additional coverages or would be eligible
for additional discounts.
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